First Home Buyer Support

Many first home buyers start with this question. We guide you from the beginning, starting with our Mortgage Ready Program, which helps you plan and prepare for your purchase.

We help answer questions such as:

• Do I qualify for a loan?
• What’s my maximum purchase price?
• What types of properties can I afford?
• When do I pay the deposit and what happens before settlement?
• How do I create a financial safety net?
   

Unlike going directly to a bank, where you might be treated as just a number, we treat every client as an individual. We provide clear guidance via video meetings, detailed emails, written guides, and timely phone calls, so you always feel supported.

With over 30 years of experience, we’ve helped clients avoid costly mistakes — including losing a deposit and always prioritise buying with confidence.

• Obligation-free consultation – We get to know you, ask questions, and provide preliminary advice. No pressure, no decisions required.
• Mortgage Ready – Our program prepares you with everything needed to secure your mortgage confidently.
• Written advice – Every recommendation comes with clear, written guidance to help you make informed decisions.
• Pre-approval – We arrange your home loan pre-approval so you’re ready to negotiate.
• Property research – Using CoreLogic Property Reports, we provide detailed insights to save time and avoid surprises.
• Support every step – From negotiations to settlement (“keys day”), we’re by your side throughout the process.
• Ongoing support – Even after you’ve moved in, our Mortgage Minimiser Program ensures your loan remains competitive.

The First Home Owners Grant is a national scheme administered by each state and territory. In Queensland, it may include:

• A one-off, tax-free payment
• Discounts or reductions on property transfer fees
• Other incentives depending on the property and location
   

Eligibility typically includes:

• At least one applicant must be an Australian citizen or permanent resident
• Applicants must be aged 18 or over
• You must live in the property for at least six months within the first 12 months after settlement
   

We’ll explain which incentives you may be eligible for during your consultation, helping you maximise your savings.